The link below is the most recently Updated PFRS Handbook.  This handbook will provide you
with the necessary information regarding our Pension System and to assist you with making
decisions concerning your future and your family's future.  It is important that you print this
handbook {approximately 32 pages} and keep it in a safe and accessible location.

Police and Firemen's Retirement System Member Handbook
Hackensack Uniformed Fire Officers Association Local 3172
205 State Street, Hackensack NJ 07601 • 201 646-7800
Copyright © 2008 Hackensack Uniformed Fire Officers Association
Local 3172.
We have just been notified that the PFRS Mortgage Program has been, at the very least,
temporarily suspended.  No other information is available at this time.  We are continuing to
work on this situation and will notify members as developments occur.

If you have a pending mortgage application, you are urged to contact your lending institution for
the status of your application.